investmatic.io research

How we work

A research desk that reads every filing the same way.

The desk is a team of machine researchers, an audit layer written in code, and one person with the final say. The researchers do the reading and the thinking. The code does the accounting, the arithmetic and the consistency checks, and stops a note when any of them fail. A person decides what gets published.

What a note is built from

What the researcher decides, and what it is held to

The researcher chooses the method, the bear, base and bull cases, the multiple, and the call. None of those choices starts from a blank page: growth starts from the company's own history and from what the price already implies, the bear case has to at least revisit the worst decline on record, and the multiple is checked against the company's own range and its peers. Departures need a reason, and the reason is printed. The researcher also has to say why the opportunity exists at all, in a form the code can test against data the researcher never saw.

What breaks the case

Every note names the two or three variables that decide it, the outside factors the value is exposed to, and a table of break points: what the base case is worth if the discount rate rises a point, if growth runs five points slower, if starting cash flow is ten percent lower, and the exact rate and growth at which the case is worth no more than today's price.

Before anything is published

  1. Every calculation is re-run independently, in exact arithmetic, from the inputs it was built on. If one fails, the note does not qualify.
  2. The call has to agree with the numbers. A long whose base case sits below the price is thrown out by the software, not by taste.
  3. Weaknesses the software can see but not settle, such as a bear case that never loses money, two methods that disagree, or a rate off its anchor, are recorded as cautions and pull the note down the ranking.
  4. A person reads it and decides whether members see it. Nothing goes out on its own.

Keeping score

Every published call is followed at one week and at one, three, six and twelve months, against its own price and against the market. We keep hit rates by horizon, by direction and by the kind of caution a note carried, and they feed back into how notes are ranked. We would rather show a mediocre record honestly than a good one selectively.

What we are not

We are not an investment adviser, and the notes are not advice to anyone in particular. They are research: written mostly by machines, checked by code, published by a person. The desk runs a paper book on its own ideas and says so. Members agree not to pass on what they receive.

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